Yes correct the 1987 Quarter is not silver. There really isnt much you can do with these coins. They are not worth anything. Strangely enough the US Mint used to have a Mutilated Coin Redemption program (89 FR 78241) but they ended it back in May of 2024. Had you tried before October 25, 2024 you may have had a better chance of replacing them. The rule in particular is "Department of the Treasury United States Mint 31 CFR Part 100". In short no they will no longer replace damaged coins, but the Federal Reserve still replaces damaged paper currency. Currency that is damaged in a fire as an example will be replaced so long as a certain percentage of the bill is present I think. Great question. If you are super interested in the fine print reach out to them using this email inquiries@usmint.treas.gov although I really dont think its worth the effort. If you do however let us know what they say, were interested in hearing back from you. We've attached a screenshot so you can see what were talking about. Thanks!
